Very disappointing to find a finance manager, think his name was Christopher Pryde (not sure of spelling), who cant even tell the truth about the interest rate he is charging. Typical of finance guys to bump up the rate then back peddle when they realize you know what they are up to. This guy was shifty. He also told me i would need to make my first payment on the day i picked up my car although all the quotes were in arrears. Anyone else had the same problem? Be careful - Finance elsewhere.